Terms & Conditions

Effective Date: [Insert Date]

Welcome to Portfolio Coffee ("Company", "we", "our", "us"). By accessing or using our website and services, you agree to these Terms and Conditions. Please read them carefully. If you do not agree, you must stop using our website.

1. Eligibility

You must be at least 18 years old (or have parental/guardian consent) to use our services. By using our services, you confirm that you meet these requirements.

2. Our Services

Portfolio Coffee is a software distribution and tracking service. We provide access to software and related information. Some software may be provided by third parties. We do not guarantee that our services or distributed software will always be available, error-free, or meet your specific needs.

3. User Responsibilities

• Not to break any laws or regulations.
• Not to misuse, copy, or resell our services or content without permission.
• Not to attempt to hack, damage, or disrupt our systems.

4. Intellectual Property

All content on this website belongs to Portfolio Coffee or its licensors. You may not copy, distribute, or use our content without written permission.

5. Third-Party Software & Links

Our services may include software, tools, or links provided by third parties. We are not responsible for the content, performance, or policies of third-party services. Use them at your own risk.

6. Subscriptions and Payments

• Renewals: Subscriptions may renew automatically unless you cancel before the renewal date.
• Cancellations: You may cancel your subscription at any time through your account settings.
• Refunds: Fees paid are non-refundable, except where required by law.

7. Accuracy of Information

We strive to keep all information up to date and accurate, but we do not guarantee completeness or correctness at all times.

8. Limitation of Liability

Portfolio Coffee is not responsible for any direct, indirect, incidental, or consequential damages resulting from your use of our website or services.

9. Disclaimer of Warranties

Our services are provided “as is” and “as available.” We make no warranties—express or implied.

10. Termination of Use

We may suspend or terminate your access if you violate these Terms.

11. Changes to These Terms

We may update these Terms and Conditions at any time. Continued use means you accept the updated Terms.

12. Governing Law

These Terms are governed by the laws of [Insert State, Country – e.g., Maharashtra, India].